Home Loans

As the RBA persists in its campaign to curb consumer spending, borrowers may encounter several potential risks following this series of cash rate hikes. Keep reading to discover these risks and learn how to mitigate them.

In the wake of recent interest rate fluctuations and with approximately half of all fixed-rate loans approaching expiration this year, the concept of refinancing is commanding the attention of many. This trend is hardly surprising, especially when some individuals facing the conclusion of their fixed-rate term are bracing for an alarming 63% surge in their

Is a small budget holding you back from property investment? Think again! Contrary to popular belief, a substantial bank balance isn’t a prerequisite for entering the property market. Let’s delve into the realm of possibilities and explore how you can turn this aspiration into a reality. 1. Harness Your Home’s Hidden Potential with Equity What

If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. Not only does it save you time on your property search, but it also protects you from overspending. How long does pre-approval take? Turnaround times for pre-approvals vary for each lender from the time of application

A home loan pre-approval is an essential step in the mortgage process. It provides confirmation that you are eligible to apply for a home loan of a specific amount. The lender thoroughly examines your financial situation to determine if you meet their requirements and have the ability to repay the mortgage. Obtaining pre-approval is highly recommended as it offers numerous advantages and should be considered your first step when searching for a property.

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After the RBA’s series of cash rate hikes, many people are considering refinancing. So, should you go it alone or use a mortgage broker to find a better home loan? Find out here.

There’s nothing quite like the excitement of receiving that email confirmation: Settlement of your property purchase is complete. Settlement day can bring a mix of emotions, from anticipation to stress, but once all the formalities are taken care of, it’s truly worth it. If you’re new to the settlement process and preparing for a property

Have you ever wondered how lenders make decisions when granting home loans? Your credit report holds immense significance in your evaluation process. Consider it your financial report card, providing insights into your payment habits and borrowing history. With implementing the Comprehensive Credit Reporting (CCR) rule in 2019, understanding credit reports has become even more vital.

Sorting through piles of receipts to figure out your allowable deductions is never easy. Property investments can be lucrative, but they also come with responsibilities, particularly during tax season. To simplify the sometimes-daunting task of navigating tax deductions, we have compiled a checklist for property investors. Here are some steps to make this year’s tax