In the wake of 13 consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders have been left feeling uncertain. You might be concerned about whether your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how competitive your current interest rate is, or what steps to […]
6 key questions to ask your mortgage broker Read More »
With hundreds of thousands of mortgages rolling off fixed rate terms and property owners facing the mortgage cliff as they jump to higher variable repayments, a lot of investors are wondering whether now is a good time to refinance. Reserve Bank of Australia (RBA) data shows there will be 450,000 mortgages coming off fixed terms in 2024.
When should you refinance an investment property? Read More »
Purchasing your first home is an exciting milestone, but the challenge of saving 20% for deposit – particularly if you’re also paying rent and navigating cost-of-living pressures – can feel like an impossible mission. However, it’s important to not lose sight of your dream of home ownership, as there could be alternative options available to
What is Lenders Mortgage Insurance? Read More »
Getting ready to buy a home starts with saving for the deposit. It might seem challenging, but with a solid strategy, you can make it happen. Here are several things to consider to get you started and on track for homeownership sooner than you think. Check your current financial situation Ok, this one seems a
Your guide to save for a house deposit Read More »
If you’re struggling to cover your mortgage repayments and other living expenses, you’re not alone. Data by Roy Morgan revealed that more Australian homeowners were “at risk” of mortgage stress over the three months to January than ever before. If you’re wondering how you’ll afford your next mortgage repayment, here are some tips for getting on top
5 tips for getting on top of your mortgage repayments Read More »
In 2023, the cashback craze was on steroids. Lenders vying for refinancing business were offering sweeteners of $5,000 or more to borrowers who switched over their home loans. However, the wind forwards the clock to 2024 and the landscape is vastly different. Fewer and fewer lenders are offering cashbacks, and those who have reduced the
Is the refinance boom over? Read More »
There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time buying property to be as straightforward and stress-free as possible,
4 common mistakes to avoid as a first home buyer Read More »
Settlement day can be nerve-wracking, but with the right planning and support from professionals who have your back, it need not be.
5 Strategies to Ease the Stress of Settlement Day Read More »
There are all sorts of ways to fund your dream renovation – some of which you may not have considered. Here are our tips for financing your renovation goals.
5 ways to finance your renovation Read More »
Venturing into the world of property investment offers an exciting but often intimidating journey. While the prospect of substantial returns can be enticing, it’s crucial to equip yourself with the knowledge to navigate potential pitfalls. Here, we provide a comprehensive guide to steer clear of four common missteps when purchasing your initial investment property.
4 Common Property Investment Pitfalls Read More »
With access to over 40 lenders, we use our knowledge of the market to negotiate the right loan for you, with the best terms and conditions.
