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Financing to meet your goals

Personal Loan

financing options for consumers

25 years of personal loan expertise

fund your dreams and reach your goals with a personal loan

Personal loans are a type of consumer loan that is taken out for specific personal purposes. They can be either secured or unsecured. 

To determine eligibility for a personal loan, a lender will evaluate a borrower’s credit history, risk potential, the market value, and other criteria. If an individual qualifies, the lender will agree to a personal loan for a set amount. 

The lender will purchase or finance the borrower’s needs and the buyer will make regular fixed payments to repay the loan. These payments will include not only the amount of the loan, but interest as well. Loan terms can range from short term to long term, anywhere from a year to 30+ years. 

Secured loans will be backed by collateral from the borrower. If the borrower fails to repay the loan, the lender may take ownership of the collateral. Unsecured loans are not backed by collateral and will likely have higher interest rates and short terms. 

Personal loans are frequently used to fund home renovations, finance a wedding, or consolidate debt. If you are in need of a personal loan, come see us today to discuss your options.

Explore Other Finance Options

A Finance Lease is a commercial finance product, where the financier will purchase the asset on behalf of the customer and lease it back to them for an agreed term. At the end of the lease the customer can either pay the residual value (final lump sum instalment) and take ownership of the asset, or trade it in or re-finance the residual for an extended term.

A Consumer Loan is a personal finance product used when customers purchase an asset such as a car, boat or motorbike. The lender will take security over the asset being purchased, and once the loan is repaid, the interest will be removed.

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