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Three steps to get a speedy home loan pre-approval

If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. Not only does it save you time on your property search, but it also protects you from overspending.

How long does pre-approval take?

Turnaround times for pre-approvals vary for each lender from the time of application submission. Verify with your broker the expected timeframe for your preferred lender. Providing us with the correct documentation up-front will help achieve a speedy turnaround.

Follow these three easy steps to get your home loan pre-approval.

    • Proof of identity
    • Proof of income and savings
    • Proof of living expenses and other expenditure
    • Evidence of current assets and liabilities
    • Collect your documents
  2. Talk with us to find out
    • How much can you borrow
    • How much you require for a deposit
    • How much you can repay each month
    • If you qualify for a government grant or concession.
  3. Submit pre-approval application with a lender
    • We fill out the forms and do all the work
    • The lender provides confirmation in writing
    • Pre-approval lasts for 3-6 months.

If you’re ready to start your hunt for a new home or investment property, get in touch with us to organise pre-approval early so you are ready to act fast when you find the right property. Learn more about the benefits of pre-approval.

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Client Feedback

Broad Finance
Broad Finance
5.0
Based on 82 reviews
See all reviewsWrite a review
This is the second time I have used Broad Finance. My broker Clare was very helpful, knowledgeable, and constantly kept us in the loop with what was going on and was proactive in chasing our loan through every step of the process. Thanks again Clare.
Agni Indriana
00:11 17 May 24
Our experience on refinancing our mortgage was made a dream with Clare and Bree! We have a different type set up with our incomes and Clare was great at finding the best rate for us. The communication was open and she was more than happy to answer any of mine or my husbands question. Highly recommend!
abbie mcquinn
09:29 22 Apr 24
Clare was exceptional to work with! I had zero clue about purchasing a home and she metaphorically held my hand the whole way, and answered alllllll of the questions I had that were within her remit. She was timely, efficient, knowledgeable and always approachable. Thank you for your help, guidance and efforts!
Laura Munslow
06:26 15 Apr 24
Great experience, nothing too much of a problem for Malynda
Robert Morris
20:04 25 Mar 24
We’ve had Bree help us twice with buying homes and securing the loans for us now and we couldn’t feel more confident in her abilities and knowledge throughout this otherwise stressful process. She put us at ease, answered all our questions and kept us in the loop every step of the way. We’ll never use anyone else 😊
Sarah Day
10:44 01 Mar 24
Amazing service and attention to detail. Easy communication and always happy to answer and questions and working to get the best outcome for the client. Would recommend highly. Thank you Broad Finance.
Trinity Johns
01:45 28 Feb 24
Incredible experience with the team! My new house is full of beautiful new furniture!!
josh nyhuis
22:50 21 Feb 24
Super helpful and friendly service. Takes the time out to explain and is happy to answer any questions at anytime. Look forward to continuing working with Broad Finance.
Bradley Stewart
06:40 07 Feb 24
Wow!!! Just WOW... Malynda Nichols has come up with the goods AGAIN.. stress free finance.. Highly recommend Broad Finance and the team especially Malynda!
Jamie Nichols
04:50 07 Feb 24
Huge thanks to Malynda for sorting out the finance for my new Toyota Land Cruiser work ute! She made everything easy and stress-free. If you need finance help, she's the one to go to!
Jake Waddo
03:18 07 Feb 24
We worked with Malynda to finance our new ute - and what a breeze she made it! She is super responsive, so we always knew what was happening and she operates quickly. Even the salesman commented on how good she was!
Mandi Davies
01:21 07 Feb 24
lovley people to deal with and extrenmly helpful when in need of assitance
Thalia Wilkinson
10:35 01 Feb 24
Amazing experience with Malynda - considering I find financial talk daunting, Malynda made it comfortable and such a smooth experience with prompt communication and guidance throughout.Thank you :)
Kate Robertson
04:18 12 Jan 24
Bree was amazing!!! Kept me updated on the whole process and I never had to worry/stress about anything. Would highly recommend to anyone to speak with her for getting a loan. Thanks Bree! Xx
Alicia Wills
03:47 11 Jan 24
Carina was a huge help for us, always contactable, kept us update and nothing was ever an issue. Carina got us exactly what we were hoping for. Thanks Carina and Broad Finance, we will be staying in touch for next time!!
Luke McKay
06:39 03 Jan 24
Dejan Pravdic
01:44 29 Dec 23
Absolutely amazing service. I deal with finance people on a regular basis and can confirm Malynda is absolutely top of the tree. She is efficient, friendly and says what she will do and follows through. Would HIGHLY recommend.
Dan Bolton
06:22 07 Dec 23
Good not speak highly enough of the team at Broad Finance.I use them for all my personal and business needs. They are quick and get the job done with next to NO hassle or back and fourth.
Scott Doran
02:52 01 Dec 23
I had an exceptional experience with Bree and Malynda. Their professionalism and expertise stood out throughout the process. Clear communication, prompt responses, and a deep understanding of financial matters made working with them a breeze. I highly recommend their services for anyone seeking a reliable and knowledgeable finance partner. A solid five-star experience.
joanna sutherland
05:40 12 Nov 23
My experience with broad finance was amazing! All of the girls were super helpful and made refinancing my home loan so easy. Clare was so quick and responsive to my questions. She gave me clear options and got the whole process done very fast. Malynda and Bree were so helpful too when Clare wasn’t available. I’d highly recommend this team for anyone’s finance needs.
Ashley
01:35 09 Oct 23
Nathan McManus
01:18 26 Sep 23
Malynda was fantastic from start to finish and great at communicating the process.
Nadia Pirintzis
02:16 18 Sep 23
Friendly and knowledgeable service. In comparison to others Clare goes beyond trying to secure the best loan. Thank you so much, I won’t stop recommending you.
Jade Blue
23:04 15 Jul 23
Always there to help in all my needsBeing home loan and personal loanCan always count on them 😊
Erin Gonzalvo
03:44 08 Jun 23
Bree and Malynda made the buying process very easy for me when the time came to buy another car.These ladies deserve a special mention. TEN STARS is what I would like to give!!!!Transaction process, communication, and knowledge all in one outstanding service.Thank you Malynda and Bree. Working with you is a pleasure!!!
Dimitra Ioannatou
01:24 01 Jun 23
Could not recommend Broad Finance enough! Thank you so much Malynda and Bree for allowing me to buy my brand new car!
Jorja Parker
06:12 31 May 23
Bree and the team at broad finance are a dream to work with. We have used them on multiple occasions, with every transaction being a seamless experience. The thing we love most about Broad finance is that they are a one stop finance shop. From our business vehicle loans to our most recent home loan, they do the lot…. And they are absolute legends. Keep up the great work team and we look forward to working together for many years to come.
Amy Lee
06:02 30 Apr 23
I recently used Broad Finance for an investment property purchase, and in the past have used them twice to finance a work truck and refinance my home loan. Each time they made the process easy, straightforward and hassle free. You know you’re in good hands when dealing with the Broad team, I would never go anywhere else! Highly recommend
Benjamin Dawes
02:59 25 Apr 23
I have recently bought my first house thanks to the amazing staff and Broad Finance. Especially Clare Houlihan, I can’t thank her enough for all her efforts and long hours helping me secure the finance I needed to make my dream a reality. Her professionalism and easily understood lingo made it all so much easier to understand through the whole processIf you’re looking to buy your first home or any other investment opportunities, contact Clare, she will be happy to help you.
Julia Moloney
02:40 25 Apr 23
Good to talk to, very helpful and couldn’t recommend enoughThis is what they’ve helped me achieve so far
Coaden Nelson
09:56 09 Mar 23
Carina was amazing through the whole process of purchasing my first home❤️ Highly recommend and couldn’t thank her enough!
lucilee Iles
02:59 08 Feb 23
We used the broad team to purchase our latest member to the family our beautiful car Black Betty she’s an absolute beauty. Thanks again for all the help and support through this process everyone was so friendly answered all our questions and communication was great.we are so grateful thanks again 🥰
Melissa Neilson
10:31 02 Feb 23
Malynda made the process of refinancing my car an absolute breeze. She was sure to find me the best deal and rate and handled everything for me.The transaction was smooth and easy! I would recommend Malynda at Broad finance for all your financial needs 👏
Alysha Nichols
01:02 27 Jan 23
Broad Finance is by far the easiest finance company I have ever worked with. They've helped me buy multiple properties in challenging and competitive markets, and most recently Bree Dawes on their auto finance team helped me find a great deal for my new car, over 1% lower than any dealer. Broad Finance is always my first stop anytime I'm planning a purchase and I'd highly recommend them to anyone else exploring the markets or planning a big purchase. Quick, clear, helpful and easy to follow from start to finish. They made it so easy and had me in my new car in less than a week! Save time, save money, and remove the stress, with Broad Finance.
Nick Warren
01:00 24 Oct 22
Broad Finance were a pleasure to do business with. I chose financing with Broad for a recent Boat purchase as they provided me the most competitive interest rate after comparing with other lenders. The fees and charges are also fair and reasonable. Bree Dawes was a pleasure to deal with and made the process easy.
Skye Kutos
04:23 29 Sep 22
This is our second time going through Broad for business equipment finance and just like before, the process has been so smooth and stress free. We will definitely go through Bree for any future Finance. Thanks again Bree, you're a star.
Kaylie Swart
20:44 25 Aug 22
I’ve had the pleasure to work with Neena for the second time now. I have improved my financial position after having had changes since our last settlement 7 years ago.I must say she knows the banks well and she knows what will work for me in the current and future market.Thanks a million Neena and I’d be happy to recommend you to my friends and family.
karl merema
06:48 02 Jul 22
We loved working with Kymberly! She made everything easy and understandable, and took a lot of the stress out of the process of refinancing. Would highly recommend.
Ella Bucovaz
00:44 20 Jun 22
Amazing service from Bree, made a complex sale easy, I will be using again and highly recommend!
Joe Mack
21:19 15 Jun 22
Bree was brilliant - she put in so much time and effort to ensure we got the best outcome, kept us informed at every step. She is so knowledgeable, patient and helpful from start to finish. She is the best broker, Thank you Bree :)
Agni Yoga
20:15 31 May 22
Bree from (Broad Finance) has very good customer service! Definitely would recommend using her if you’re looking for finance in the future!
Tyson Fievez
00:40 18 May 22
Kymberly was an absolute pleasure to deal with, such a hardworking and dedicated broker. Unfortunately our experience was not smooth sailing with our bank, but thanks to Kymberly's perseverance and advocacy we got there in the end. She is one serious Hustler. Thank you Kym!
Zac & Shirene Griffiths
04:22 28 Apr 22
Kymberly Rowles is the most efficient, professional and caring Mortgage Broker I've ever dealt with. My husband and I were selling 2 investments as well as purchasing a property at the same time, which was extremely stressful managing 3 sales at one. Kymberly was there to answer any question I had and provided the appropriate advice and guidance to keep all 3 sales moving. She contacted numerous parties on my behalf (real estates, conveyancers, lawyers) and made everything happen in a timely manner. She is extremely professional and made the process seamless. You really cannot ask for more from her as she's super proactive and goes above and beyond any Mortgage Broker I've dealt with in the past. Her care doesn't end at settlement, Kymberly also follow ups after settlement checking to see everything is correct and ok. I highly recommend Broad Finance and Kymberly Rowles specifically. I don't know what I would have done without her assistance - thanks Kymberly!
Marianne Tsohalis
23:08 06 Mar 22
Bree from Broad Finance has made the process of financing a car extremely easy and a pleasent experience. Bree's knowledge of all of the lenders policies enable her to get finance approved on scenarios which are not straight forward/ easy while still making it easy for me.Within a year I've financed two vehicles through Bree and Broad finance and both experiences were great.I recommend anyone looking for finance to contact Bree and Broad Finance !
Bevan Weerasinghe
22:51 03 Mar 22
Erin Gonzalvo
04:05 03 Mar 22
Kymberly is an absolute gem. She went above and beyond to make sure we were getting the best financing possible and explored lots of options - even given our complicated situation. The best and a true pro at her job!
Monique McCullough
03:08 22 Feb 22
We cannot recommend Kimberley highly enough. 10/10 in every aspect of the process of getting our home loan sorted. Professional, great communication, attention to detail... the list goes on. We will recommend her to all our friends and family. Thank you for making our dreams come true!
Lyndal Dew-Perkins
22:45 19 Feb 22
Kym is hands down the best mortgage broker I’ve ever worked with and someone I recommended her to all my family and friends. Fast, patient and always willing to clearly explain the complex numbers or concepts of a purchase or refinance. In the past, with other brokers often we were on different wave lengths, either me chasing them for estimates or they chasing us to go with a certain lender. But with Kym, you really feel that you have someone in your corner with your best interests at heart. Additionally in my recent purchase of a home, my conveyancer also commented she was the best broker he’s worked with which also speaks volumes. Highly recommend, Kym!
Adair Robins
02:31 08 Nov 21
My wife and I recently refinanced using Carina from Broad finance. Carina listened to what we were trying to achieve and had excellent advice and knowledge to assist us. Her dedication to helping us was fantastic. We can highly recommend Carina at Broad and will certainly be calling upon her in the future.
Clinton Morell
11:27 12 Oct 21
Carina was fantastic. We had tried several Finance companies to try and refinance with out much success. We approached Carina and she went above and beyond for us, nothing was a problem. I would recommend Carina and Broad Finance to friends and family.
Des Gray
08:00 07 Oct 21
Very professional, prompt responses, give whatever time it takes to insure the right sufficient bank / service for your needs.
AMELIA JOSEPH
09:39 04 Oct 21
We have recently purchased our first home. We had an excellent experience dealing with Kimberly Rowles at Broad Finance. Kim was always there to answer our questions and ensured that our needs were appropriately met. We would recommend Kim and Broad Finance to anyone looking for an easy, seamless, respectful, and honest mortgage broker. Thank you Kim for making our first home dreams come true.
Peter Mahoney
06:46 03 Oct 21
Kymberly helped me with a loan for my unit recently, she was very patient (provided me with at least 10 different loan options as I kept changing my mind) nothing was a hassle, she was quick with responses and talked me through anything I didn't understand and offered great advice. I will without a doubt be using her again for any future loans! Thanks Kymberly for all you did in helping me.
Vicki Watson
00:25 01 Oct 21
Could not have done it without Bree and her team. Literally such a smooth process, they handled everything. I am beyond grateful to Broad Finance. Thanks for starting the process to our first home!!
T G
06:42 20 Sep 21
It has been an absoulatly pleasure dealing with Kymberly.She has been clear, open and honest as she took us through every stage of the process. We apprectiate the time she took to clearly communicate with us and her understanding when we were asking a million questions. We couldnt recommend her more highly. Thank you Kymberly
Sarah Chapman
12:32 19 Aug 21
Have and Would recommend Broad Finance to anyone in the market for loan advice or products.I was lucky enough to get Bree Daws as my mortgage broker and she could not have made the house purchasing process any more effortless for me. Super easy to contact and always had the answers for all questions I thought to ask.
Kale Cervai
02:34 19 Aug 21
Bree was great to deal with made the car buying experience so easy
Timothy Montague
10:30 18 Aug 21
Bree and the Broad Finance team were so helpful with everything. It was my first loan and they made the process really simple and went over and above to answer all my questions. Thankyou!
Grace Kulbe
07:05 18 Aug 21
Bree and the team at Broad Finance are second to none. They are extremely diligent in working with you, they are committed to getting you the best deal and they are all round just wonderful people, couldn't recommend them enough to anyone wanting finance. Fabulous team.
Donna Alexander
05:00 18 Aug 21
Starting a new venture is never an easy task, either is obtaining finance. Bree and the Broad Finance team were sensational and left no stone unturned - exploring every possible option to ensure we obtained the best deal possible. We certainly cannot recommend Broad Finance highly enough. If you are looking for someone who will look after you, keep you informed and look out for your best interests - CALL BREE!!
Brennan Poulton
04:32 18 Aug 21
Bree at Broad Finance made the process of buying my first home practically stress free. She went above and beyond to ensure that everything was taken care of in a timely manner and to the highest quality standard. I am beyond grateful for Bree's guidance and highly recommend the company.
Patrice McCarthy
03:51 18 Aug 21
We recently used Bree & her wonderful team at Broad Finance to help us to finance a new business venture… I cannot recommend Broad Finance enough, their service as a whole is nothing short of first class!!From start to completion of the loan process, Bree’s communication was impeccable, her knowledge regarding lenders is exceptional & her friendly fun can-do nature was a breath of fresh air to the process. You have clients for life here & we recommend Broad Finance to all of our family & friends!
Lindsay Pongraz
01:29 18 Aug 21
Rochelle Earnshaw
00:56 18 Aug 21
Bree recently helped me with both my car loan and home loan. She went above and beyond in both cases and made the process stress free from our end. We were more than happy with her honest and approachable service. Highly recommend! Thanks Broad!
Tara Gathercole
10:07 17 Feb 21
Bree Dawes in incredible! It's so lovely working with Bree, she provides so much information and really answers all my questions. I feel at ease when speaking with Bree, would highly recommend!
Rebecca Cunningham
06:31 17 Feb 21
I cannot recommend Bree Dawes more highly, Bree is personable and has an incredible down-to-earth approach. If you are looking for a Broker, then I highly recommend Bree.
Hamish Sutton-Ryan
06:29 17 Feb 21
I've never purchased a car privately, but Bree made the whole process so easy. I spoke with 3 other brokers and Bree found the cheapest rate with repayments $100 cheaper than anyone else. Furthermore, after the seller accepted my offer she made contact and requested the documents she needed. The seller was much more comfortable providing her with those personal documents rather than passing them onto me. She went above and beyond to ensure that settlement went through seamlessly.
Francis Morello
20:46 06 Nov 20
Exceptional service by the BROAD team! As a business operator with limited time on my hands it was a relief to work with such a professional team that took care of everything! This was my first time using Bree and her team but it certainly won’t be the last.Would highly recommend!
Fabian Devereux
11:05 23 Sep 20
I cannot speak more highly of Bree at Broad Finance!I had been to 3 dealer finance companies for my new car and was almost going to give up on it after seeing the rates offered.I reached out to Bree at Broad Finance and she got back to me within the day with a rate that saved me $600 per month on what i was quoted at another broker.100% get your finance through them.. she will look after you like family!You have a life long customer here.
Brendan S
00:50 17 Sep 20
I have no hesitation in recommending Broad Finance. Bree was sensational and made the process of buying my new car a Breeze! Even when faced with a late hiccup with one of the lenders Bree was able to navigate the issue with ease and made it a non issue. Thank you so much Bree!
Chris Spence
23:55 07 Sep 20
Love these guys! Broad Finance provides exemplary service to my clients, and recently helped purchase a very special vehicle for myself. Bree and the team deliver a seamless finance service that also delivers a great customer experience. The research, the explanations, the implementation and the communication was efficient, timely, and exceptional. Thank you Bree and the team.
Gerri Scott
23:07 13 Aug 20
Bree from Broad Finance is amazing, she was very professional throughout the whole finance process. She was able to help me get my dream car and worked 24/7 to make it happen. Highly recommended for all your finance needs. Thank you
Aaron Fletcher
03:31 17 Jul 20
Bree from Broad Finance has been absolutely amazing. She has made the entire loan process so easy with no stress! Very professional and knowledgeable in the field. She was always prompt with her communication and no questions seemed silly to ask. Thank you Bree for all your help, we definately will be coming to use for all future financial help.
kasey hughes
10:16 04 Jun 20
Bree was so efficient with her information, Bree provided me with great choices, kept me up to date with the progress of my refinance process, she was absolutely fabulous & so easy to deal with.I would definitely highly recommend her services to everyone.Bree got me such a better rate.
Kate Gathercole
23:47 01 Apr 20
We are so happy with the prompt, efficient and professional service from Bree Dawes of Broad Finance. We have used Broad Finance for all of our refinancing needs over the last 10 years and the team have always been really helpful and have provided us with good, solid options for our needs.
Vicki Hobbs
02:17 13 Mar 20
Bree is absolutely amazing!! Words cannot express just how amazing she is. So helpful, friendly and professional. You will not find anyone better than Bree to assist you with your financial goals. I am so grateful to Bree in helping with my financial needs. Do yourself a favour and get in touch with Bree, so she can help you too.
Tanya Brimblecombe
01:38 12 Feb 20
I used broad finance to purchase my new yacht . Bree and the team were amazing . Would highly recommend them to family and friends
Grace Mckay
08:58 04 Feb 20
Jay Orlovsky
00:23 20 Jan 20
My partner and i used broad finance to purchase our first home. Neena and the team were very professional with great industry knowledge. We got a fantastic rate on our home loan and couldn't be happier. Would highly recommend them to family and friends.
Tom Roberts
23:00 09 Dec 19
I have used Broad Finance for many years and its always been a positive experience. They are so helpful and knowledgeable offering recommendations, suggestions, alternatives and solutions to the complexities of financing . Highly recommended by this long time customer.
pamela Smith
22:36 06 Dec 19
Carina Porter
02:58 06 Dec 19
Bree, Carina and the team at Broad Finance are amazing!!We're on the journey to buying our first home - and I'd wager by this point we have become quite annoying customers! Nevertheless, Carina and Bree have always been super attentive to our needs and ever willing to follow things up for us whenever we have a question to ask.Certainly feel like we're in the best hands and have the utmost confidence we'll eventually find ourselves the best possible deal. Highly recommend!
Michael Ware
02:34 06 Dec 19
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