Bree Dawes

Mastering the Settlement Process – What Every New Homeowner Should Know

There’s nothing quite like the excitement of receiving that email confirmation: Settlement of your property purchase is complete. Settlement day can bring a mix of emotions, from anticipation to stress, but once all the formalities are taken care of, it’s truly worth it. If you’re new to the settlement process and preparing for a property […]

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Escaping Mortgage Prison: Finding Freedom from Expensive Home Loans

Are you feeling trapped in an expensive home loan, unable to refinance to a more competitive interest rate? You’re not alone. Approximately 16 per cent of households with a mortgage in Australia find themselves in a “mortgage prison,” facing strict serviceability rules that hinder their ability to refinance. However, there may be a way out,

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A Beginner’s Guide to Credit Reports: Understanding the Importance and Taking Control of Your Finances

Have you ever wondered how lenders make decisions when granting home loans? Your credit report holds immense significance in your evaluation process. Consider it your financial report card, providing insights into your payment habits and borrowing history. With implementing the Comprehensive Credit Reporting (CCR) rule in 2019, understanding credit reports has become even more vital.

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Preparing for Challenging Times: Small and Medium Enterprises Brace Themselves

The latest bi-annual MYOB Business Monitor reveals that a significant majority (52 percent) of Australian SMEs anticipate an impending recession within the next 12 months, while 57 percent believe the economy will decline in the coming year. A recession is technically defined as two consecutive quarters of negative growth in real gross domestic product. While

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Essential Information for SMEs: Preparing for July 1, 2023

Are you ready for the upcoming financial year? Several changes have now taken effect from July 1, 2023, potentially impacting your business. Here’s an overview of some key updates: Tax changes: The Federal Government’s May 2023 budget introduced temporary increases and extensions to the instant asset write-off. Small and medium-sized enterprises (SMEs) with a turnover

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Maximising Your Investments: A Property Investor’s Pre-Tax Time Checklist

Sorting through piles of receipts to figure out your allowable deductions is never easy. Property investments can be lucrative, but they also come with responsibilities, particularly during tax season. To simplify the sometimes-daunting task of navigating tax deductions, we have compiled a checklist for property investors. Here are some steps to make this year’s tax

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